C&J's offices will be closed Monday Sept 5th in observance of Labor Day and will reopen Sept 6 at 8 am CT.

WHAT FUNERAL HOMES & FAMILIES ARE SAYING ABOUT C&J

Hello,

You don’t know me but Your company did a lot for me last year. I lost my Mom in May on last year. I live in Memphis TN and she was in California. I went to California with life insurance policy in hand. I had never had to plan a funeral before and that was a really bad time for me seeing that I had just buried my Dad 60 days before but he had remarried and his wife took care of everything. I did not know what to expect but I did know that I didn’t have any upfront money. The funeral home used you guys and you paid them for their services as well as the cemetery and monument company. Afterward I gathered all the necessary paperwork (death certificate, etc) and forwarded to insurance company and they paid you guys. I did not know that companies like yours exists but thank God for you and your staff. Sincerely, Debra
In today’s business world, it’s good to know that a company exist that has the ability to do business in a timely manner at fair rates and still speak with the client on a personal level. C & J Financial does just that!  ~ Tom, Virginia
Being a small conservative funeral home we were hesitant to finance funeral assignments. Our experience with C & J Financial has been excellent. Their online program for claim forms and approval with payment makes this process from a six week experience to less than a week. We highly recommend C & J Financial. ~ Joe, Alabama
I would like to take a moment to express my appreciation for C&J Financial. I have used a couple of funeral funding companies before C&J, and I must say they do not compare to C&J. The service provided to me is prompt, courteous, and understanding./ The families I served rely solely upon the life insurance to bury their love one without any additional headaches. Much to the families surprise, present them a receipt paid in full during the first viewing.C&J Financial, Thank you for assisting me in taking care of my families. ~ Kenneth, New Jersey
It is a pleasure doing business with C&J. Once contact has been made with a representative and vital information has been relayed they take over. We don’t have to keep calling C&J for an update. They will work with all insurances companies promptly to obtain the necessary documentation and information to process our claim. Once the information has been verified and approved our funds are deposited into our account on a timely basis. Thank you C&J. ~ Nate, Tennessee
We were hesitate to use an insurance funding program. Our experience working with C & J Financial has been nothing but the best; from the staff, the forms and the speedy delivery of payment. Our funeral home highly recommends that other companies use the services of C& J Financial. ~ Alberto, Texas
The majority of payments our funeral home receives is made up of about 70 percent insurance assignments, which was causing us a tremendous cash flow problem. C&J gives me accurate information on what is required in order to submit a claim and lets us know immediately if there is a problem. The whole transaction takes about 48 hours, and the peace of mind is phenomenal because we get paid immediately and aren’t held accountable for any missing funds. ~ Xenia, New Jersey
We are very happy with our business relationship we share with C&J. We have found their service to be responsive, dependable and a quick turnaround time for payment. Their wiliness to hang in with us every step of the way regardless of their time or effort spent is extremely important to our firm. ~ Rich, Indiana
My activity with C & J is small because we do not take insurance assignments except on a “have to” basis. However, when we do, we appreciate the prompt payment once the underwriting is completed. Additionally, we have absolutely no objection from families when we explain the assignment fee for your services. ~ Charles, Florida
I signed up with C&J and they were very helpful. In the past, we generally try to avoid insurance assignments and wait for payment if we know the family, but I had a family that rang up a bill of about $16,000 and the insurance company promised to get it right back to us. After a week of haggling and refilling they are over a month late. I plan to use C&J again in the future because I found them helpful, down to earth and fast. ASD’s partnership influenced my decision to use C&J Financial. I saw the ad on ASD’s site and looked at C&J Financial’s Information. I knew because of ASD’s size that they would not be associated with any fly-by-night type of companies. C&J seems to be very on the ball and have been a lot more helpful than most insurance companies have been. ~ William, Connecticut
I just want to let people who read these testimonials know that C&J Financial is for real. In less then sixty days we have done 4 assignments with them. Even the first one (Learning Curve) was fairly easy but the last three have been a blast. Literally we get the $$$ in our account within two to three days. Wow. Keep up the good work. ~ Mike, Arizona
Thank you for all that YOU do at C&J for us. Our relationship with C&J has been truly a blessing. ~ Rick, Texas
I have been using C&J Financial since they started with the ASD Partnership. All I can say is They are wonderful! The people at C&J provide fast and friendly service and are always ready and able to answer my insurance questions. I found that their outstanding customer support and vast claim form library makes dealing with C&J easier than dealing with the insurance company themselves. Thanks for offering such a great company! ~ Kirk, New Jersey
Very pleased. This was the first time with your company. Staff was very professional and followup was more than expected. – Dennis, Connecticut
It was coincidental that we found you right when several families wanted to fund with insurance. It doesn’t always go that way. But you made it easy for us. Thank you. – Pauline, Massachusetts
WE ARE VERY HAPPY WITH YOUR COMPANY! I HAVE STOPPED USING THE OTHER COMPANY WE WERE USING. I LIKE HAVING ACESS TO THE FORMS AND THE WHOLE STAFF IS SO NICE. I PLAN TO USE YALL FROM NOW ON!!!!!!!!!!!!!!!!Melanie, Florida
Leighanna at C&J handled the first assignment out of our five firms. It was a difficult case, where the beneficiary had died and most of her children raised in foster homes. She walked us through the process explaining all of the forms the family needed to sign and followed up in a very timely manner. ~ Kevin, Massachusetts
You all are a God send to me. Being a small funeral home it’s nice to have you there. I use you for every service I do. ~ Chris, Kentucky
We have had GREAT success with C&J! The staff is very friendly and helpful! I would recommend any other Funeral Home to C&J! ~ Alex, North Carolina
Hello, I am just confirming the ASD Rewards benefit that you have going. I was referred to you through the ASD Rewards Program and filled out the new client application there before doing my recent funding with your company. The process was simple, quick, and I and the family were quite pleased with the whole process. Thank you for the prompt and attentive service. ~ Michael, North Carolina
C&J Financial has been a great partner for the last 2 ½ years. Their process and paperwork are clear and concise with no hidden fees or complications. Their customer service is great to work with and most importantly, payment comes fast. I would highly recommend C&J to others  ~ Laurens, Texas
C&J truly stands out amongst insurance assignment funding companies. They have the ability and expertise to fund claims other companies would not even consider. Their Customer Service Representatives are first class and are attentive to all our needs. Since making the switch to C&J we have experienced firsthand their commitment to the funeral profession by using their Assignment Funding Management software which allows our Funeral Directors to do what they do best, care for the family. I would highly recommend C&J to anyone considering their services. ~ Scott, Missouri
We’ve been using C&J financial for over two years. Since making the switch our staff has definitely been won over by their ease of use, easy to find forms, and excellent customer service. With the cost of doing business going up every year, I would highly recommend giving C&J Financial a call!  ~ Jon, Florida
We have used C&J Financial for our insurance assignments for the past year and have been very satisfied with the service. Their staff has always been extremely courteous and helpful. The library of insurance claim forms has helped to expedite the claims process by not having to wait for the insurance company to send out the forms. Payment is sent by bank draft as soon as the claim has been verified so we aren’t waiting around for the insurance company. ~ Pat, Florida
Please be advised that Mrs. Hill did do as you indicated. My first experience with C&J was a pleasant one! The claim was processed in less than three hours. I greatly appreciate the sensitivity given to me in view of my vision impairment and the willingness to walk me through the online process if needed. I just had to share your promptness to my wife, who is also a Licensed Funeral Director and will be assuming more responsibilities at the funeral home.Thank you again! ~ William, Tennessee
We have been using C&J for a couple of years now, and their team has been a great help in bringing our receivables under control. Their work alleviates me having a staff person following up on our claims weekly. Their fee is very reasonable, and their staff is very helpful and responsive. ~ Chris, Indiana
We are honored to spread praises about the top notch communication process that C&J extends to their clients. The benefits of knowing that qualified people are there for us, the consumers out weights any fast funding company thus far. We are thrilled with the benefit of the online amount claiming factor. Thank you so much for that most important tool. It was a pleasure to see our personal C&J Rep promoting the Company in the Tri- State Funeral Directors Convention, Overland Park KS. I visualize our company growing in the future with Rob Brice in our mix. Thank you C&J Financial. ~ Ozella, Missouri
I was on the board of OGR when C&J became an Endorsed Supplier and their company looked very impressive. Immediately we started using C&J at our funeral homes and it has made a tremendous impact on lowering our accounts receivable. We have found that most families are happy to pay the small fee so they can use their insurance policy and don’t have to come out of pocket for their funeral expenses. They are really please to find out that if they need funds above the funeral amount C&J can fund that as well. C&J has worked extremely well for our firms and we highly recommend C&J to any funeral home looking to lower receivables and eliminate the hassle with insurance companies. ~ Jeffrey, Georgia
C&J Financial has made a world of difference for our firm. We had tried other financial groups but they had restrictions on what policies they would pay out. Example: No Group Policies. We are paid for the full price of the funeral usually within 2 working days. The families are glad to pay the fee instead of coming up with the total funeral bill at the time of arrangements. I can’t say enough about how much we appreciate C&J Financial! They have been a God Send for our Funeral Home!. ~ Ann, Mississippi